About Watch Finance

We have partnered with Lendalink, Authorised Credit Representatives (ACR #558495) of Fintelligence Pty Ltd (ABN 80 625 017 174) holder of Australian Credit Licence #511803, to provide The Watch Business (TWB) customers access to finance opportunities to use for dedicated services like personal or leisure finance.

TWB are acting as referring agents to accredited Lendalink credit representatives who will guide you through the finance application and approval process.

Frequently Asked Questions

Who is Lendalink?

Lendalink are Authorised Credit Representatives specialising in personal, car, commercial finance and debt consolidation. Lendalink hold an Australian Credit Licence #511803.

Are there any upfront fees or costs?

With over 50 lenders on the panel, each lender varies in their application fees or costs. Generally, any upfront fees or costs are built into the loan and the Lendalink credit advisers will disclose any fees or costs associated with any loans before proceeding with the application.

What are the eligibility requirements for finance?

Eligibility requirements vary depending on the type of loan you’re applying for. Generally, you will need to provide proof of income, identification, and a good credit history. Lendalink advisers will work with you to determine your eligibility and find the best loan options for you.

What interest rates apply for the loans?

Each lender may offer a different base rate and each rate can vary depending on ‘risk’ factors. Risk factors can be how long the customer has been in employment, credit history and any other factors that place certain customers at high or low risk. All these factors will be discussed and checked during the application process.

What repayment options are available?

Depending on the lender and the type of loan, repayments can be monthly, fortnightly or weekly with the loan term ranging from 2 year, 5 year and 3 to 7 year terms. Lendalink brokers will take each customer through the application process and explain the loan type and repayments options that are suitable for each customer.

How do I apply for a loan?

Applying for a loan is an easy online process. To begin the process, all you need to do is complete a short online form which will be submitted to Lendalink. Once they receive the form, a Lendalink adviser will contact you.

What is the referral arrangement between The Watch Business and Lendalink?

The Watch Business are referring agents to Lendalink and any referred customers who proceed with a loan with Lendalink, TWB will be entitled to financial benefits and commissions. Please email TWB on: sales@watchbiz.com.au  for more information on financial benefit disclosures.

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