So you've found the Rolex you want but you'd rather not part with the full amount upfront. Good news — financing a luxury watch in Australia is straightforward, and it's becoming increasingly common. Here's everything you need to know.
Why Finance a Rolex?
Financing a watch isn't about not being able to afford it — it's about smart money management. Tying up $15,000 to $30,000 in a single purchase makes less sense when you can spread the cost and keep your cash working elsewhere. Many of our clients are business owners and professionals who use finance as a matter of preference, not necessity.
How It Works at The Watch Business
We've partnered with Lendalink, Authorised Credit Representatives of Fintelligence Pty Ltd (Australian Credit Licence #511803), to give our customers access to flexible finance options for luxury watch purchases.
The process is simple:
- Browse our collection and find the watch you want
- Fill out a short online enquiry form on our Finance page
- A Lendalink adviser contacts you directly and guides you through the application
- Once approved, you get your watch
That's it. We handle the introduction — Lendalink handles the finance.
Common Questions About Watch Finance
Are there upfront fees? Each lender varies, but any fees are generally built into the loan and disclosed upfront before you proceed.
What are the interest rates? Rates vary depending on your individual risk profile — employment history, credit history and other factors. Your Lendalink adviser will walk you through the options available to you.
What repayment terms are available? Loan terms range from 2 to 7 years with weekly, fortnightly or monthly repayment options depending on the lender.
What do I need to apply? Generally you'll need proof of income, valid ID and a good credit history. Lendalink work with over 50 lenders so there are options for a wide range of situations.
Which Watches Can Be Financed?
Finance is available across our entire inventory — from entry-level Tudor and Omega pieces through to Rolex Submariner, GMT-Master II, Daytona and beyond. Whether you're spending $5,000 or $50,000 there's likely a finance option that works for you.
Ready to Apply?
Visit our Finance page at watchbiz.com.au/pages/finance to fill out the short enquiry form and get the ball rolling. Or contact Dmitri directly on 0423 778 091 or sales@watchbiz.com.au if you have questions first.